Jim Albert, Co-Founder Neptune Flood Insurance
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Jim Albert, chairman and co-founder of Neptune Flood Insurance, and Gilad Shai talk about Neptune, podcasting, using API, the power of AI as a multiplier in the insurance industry, insurance programs and capacity, the benefit of insurance surplus products, and the challenges and opportunities in serving people a private flood insurance policy.
we use ML or AI in the aggregation. Our model includes our risk selection our pricing and our aggregation model…
Traditionally in insurance, the biggest problem in insurance is actually not getting your pricing right it’s actually over aggregating in other words selling too many policies